Cabelas credit card raises rates

[iahntr]

Anybody else get the notice in the mail the other day that Cabela's
were raising there rates. It was at 12.99% and now
it's gonna go to 17.99%   With different circumstances
the last couple a years I have more on it then what I can
just pay off. No crazy amount, but I'll have to pay on it
a little while. Anybody have any suggestions on good credit cards
that have a low APR ? I have a Bass Pro card too with a zero balance
but I think it's 14.9 %, so it's just so so. I don't think they should
be able to raise it on your existing balance,   I think it should
just go up on charges from this point on.
Don't think they'll get much more of my business   (edit to
say, through the credit card, not Cabela's in general  )

[Coulter]

 

[iahntr]

That's what I was thinkin.

Nobody else have a Cabela's card ??
Or a recommendation of a good card to transfer the balance to ?

[alscalls]

I keep a Home Depot card for home emergencies........that is it.......the best credit card is no credit card.
Make payments to yourself 0% interest 0 fees 

[FinsnFur]

Never had a credit card and never will 

Got three debit cards though

[iahntr]

I keep a Home Depot card for home emergencies........that is it.......the best credit card is no credit card.
Make payments to yourself 0% interest 0 fees 

I'll agree sometimes they're too easy to use, but they also come in handy. A lot on this one was used in the
last year and a half when our son was in various hospitals etc. several hotel stays, gas back and forth, didn't
take long for it to add up when it was $3.50 a gallon, about $500.00 on a fuel pump, labor, and a tow, on our
Yukon coming back from seeing him one time etc etc. more $ goin out then comin in. We would of had to "borrow"
it from some where.

Got three debit cards though

I hear ya. What's there names again? 

[KySongDog]

I only use credit cards.  I will never have a debit card.  Too dangerous. 

With a credit card, you are limited to $50 liability if the card is stolen.  But with a debit card, the thief can clean out your bank account.   

Always pay the balance off during the grace period and there will never be any finance charges.   

[BigB]

I've got a Cabelas visa and also a Harley visa.  I love getting the freebie stuff from the points.  I exclusively use credit cards wherever I go.  And Semp is right - don't carry a balance.  I've yet to carry a balance in the 10 years that I've used credit cards.

Brian